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Filing a Workers’ Compensation Claim in New York: A Step-by-Step Guide

Oct 30, 2025

When you’re hurt on the job, the last thing you need is confusion about paperwork and deadlines. Unfortunately, the New York workers’ compensation system can be intimidating — especially when you’re in pain, missing work, and trying to make sense of complex legal forms.

At WRKRS Law Firm, we make the process clear. Our mission is to help injured workers file strong, complete claims that result in the benefits they need to heal and recover. Whether you’re dealing with a slip on a construction site, a repetitive strain injury in an office, or a serious back injury from heavy lifting, the steps you take immediately after your accident can determine the outcome of your case.

Here’s what every New York worker needs to know.

1. Report the Injury Immediately

The first and most important step is reporting your injury to your employer as soon as possible. Under New York Workers’ Compensation Law, you must provide written notice of your injury within 30 days of the accident.

It’s best to report it right away — even if the injury seems minor. Some conditions, like back injuries or repetitive stress problems, may worsen over time. Early reporting not only protects your health but also strengthens your legal right to benefits.

Your report should include:

  • The date, time, and place of the accident.
  • How the injury occurred.
  • What part of your body was affected.

Once notified, your employer must report the injury to their insurance company within 10 days.

If your employer refuses or delays reporting your claim, contact WRKRS Law Firm immediately — we can ensure your injury is properly documented and submitted.

2. Get Medical Treatment from an Authorized Provider

You must seek medical care from a healthcare provider authorized by the New York State Workers’ Compensation Board. The treating physician will complete necessary reports (such as Form C-4) describing your injury and work-related restrictions.

Tell your doctor that the injury occurred at work. The medical documentation will serve as critical evidence for your claim — detailing how your job caused or contributed to your condition.

If your injury prevents you from working, your doctor will specify how long you’ll need to recover. These records play a key role in determining your temporary disability benefits.

3. File Your Claim with the Workers’ Compensation Board

Next, you must officially file your claim by submitting Form C-3 (Employee Claim Form) to the New York Workers’ Compensation Board.

You have two years from the date of your injury — or from the date you realized your condition was work-related — to file this form. However, the sooner you file, the stronger your claim will be.

You can submit the form:

  • Online through the Workers’ Compensation Board’s website
  • By mail
  • With help from an attorney

Be thorough when completing the form. Small mistakes or missing details can lead to delays or even denials. At WRKRS Law Firm, we help our clients complete Form C-3 accurately and efficiently, ensuring every required section and supporting document is included.

4. The Insurance Company’s Response

Once your employer’s insurance carrier receives notice of the claim, it has 18 days to start payments or file a Notice of Controversy (Form C-7) if it disputes your claim.

Unfortunately, insurers often challenge claims, arguing that:

  • The injury wasn’t work-related
  • The injury isn’t as severe as reported
  • You missed a deadline

If this happens, don’t be discouraged. A denied claim doesn’t mean the end of your case. WRKRS Law Firm can file an appeal, represent you at hearings, and gather medical and witness evidence to support your side.

5. What Benefits You Can Receive

A successful claim provides access to several benefits designed to support you while you recover:

  • Full coverage of medical care related to your injury
  • Wage replacement benefits for time missed from work
  • Permanent partial or total disability benefits for long-term injuries
  • Rehabilitation services to help you return to work
  • Death benefits for families of workers killed on the job

Your exact benefit amount depends on your wages before the injury and the severity of your disability. An attorney can ensure the insurance company calculates this amount fairly.

6. What Happens If You Can’t Return to Work

If your injury leaves you unable to return to your previous job, you may be eligible for vocational rehabilitation or job retraining benefits.

At WRKRS Law Firm, we help clients work with the Board’s Vocational Rehabilitation Unit, ensuring they have access to new employment opportunities that match their abilities and restrictions. You deserve to keep your independence and dignity after an injury — and we help make that possible.

7. Why Legal Help Matters

Filing a claim might sound straightforward, but in reality, the process can be overwhelming. Small errors, missed deadlines, or incomplete documentation can cause serious setbacks. Many injured workers give up after their first denial — not realizing they still have powerful legal options.

By hiring WRKRS Law Firm early in the process, you’ll have experienced attorneys protecting your rights from day one. We’ll communicate directly with your employer and the insurance company, handle the paperwork, and prepare your case for hearings if necessary.

You’ll never have to wonder what comes next — we’ll explain every step and keep you informed throughout your case.

8. How WRKRS Law Firm Supports You

We’re proud to stand with workers across New York — from construction crews and healthcare professionals to retail employees and drivers. Every client we represent receives:

  • Personalized attention from attorneys who care.
  • Clear communication throughout the process.
  • Aggressive advocacy when employers or insurers push back.
  • No fees unless we win — ever.

We believe in justice for working people. That means we don’t just handle paperwork — we fight for your future.

Take the Next Step Toward Recovery

If you’ve been hurt on the job, don’t let confusion or fear hold you back. You have rights — and WRKRS Law Firm is here to protect them.

Call today for a free consultation with a New York workers’ compensation attorney. We’ll help you file your claim, guide you through the process, and make sure you receive every dollar and benefit you’re entitled to.

Your recovery is our mission — and we’ll stand by you every step of the way.

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